From the category archives:

Realtors

2009 San Mateo County Conforming Loan Limits

September 14, 2009

A conforming loan is a loan that meets Fannie Mae and Freddie Mac’s uniform national standards. Who Are Fannie Me and Freddie Mac? Fannie Mae and Freddie Mac are governmental organization that purchases and secures residential mortgage loans from lending institutions. Why, you might ask? Fannie Mae and Freddie Mac buy loans from banks and [...]

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Maximum Allowed Debt Ratios for San Mateo Mortgage Loans

September 3, 2009

Debt ratios are a percentage of your continuing debt compared to your gross monthly income. Continuing debt would include a car payment, student loans, monthly credit card payments or any other type of debt that will carry over with you and continue with your new San Mateo County home purchase. This does not include utilities [...]

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9 Questions to Ask When Financing a Condo with FHA

August 18, 2009

Financing a condo with FHA financing in today’s San Mateo County real estate market is getting more difficult. With FHA lenders tightening their guidelines, borrowers are required to jump through more hoops to buy a condo in San Mateo County. Not only must the borrower be pre-approved and qualified to the lender’s satisfaction, but the [...]

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New Fannie Mae Loan Program for Foreclosures

July 27, 2009

Fannie Mae introduced a new 30 year and 15 year fixed home loan product exclusively for Fannie Mae bank owned properties (REOs) that will allow San Mateo County home buyers to purchase homes for as little as 3% down payment. The maximum loan amount is $417,000 for single family units. Some Highlights of the Program [...]

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How to Sell Your San Mateo Home Fast in a Buyers Market

July 23, 2009

Considering a Price Reduction? There May Be Another Way If you have been trying to sell your home for a while now and have received no offers, your agent is probably asking you to consider a price reduction. While this is one way to attract a wider selection of buyers to your home, you may [...]

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