From the category archives:

Homeowners

Why Some Home Owners Decide not to Refinance

October 16, 2008

 
Refinancing into a lower rate is a great option for many home owners, but in today’s lending world of tighter guidelines, it may not always be possible. If the home owner doesn’t have enough equity in their home or has credit issues or recently experienced a hardship like the loss of a job, the [...]

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Does Uncle Sam Pay My Mortgage Interest?

October 13, 2008

 
The other day I received a question from Tyler who was wondering why consumers are concerned about refinancing into lower interest rates when they don’t have to pay mortgage interest. Tyler explained that he thought all mortgage interest was tax deductible and reduced the amount of taxes you paid.
Unfortunately, the reality of tax deductions [...]

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Official Launch of the Mortage Adoption Center

August 28, 2008

 
I am pleased to officially announce the launch of the

As I explained in last week’s post, the Mortgage Adoption Center is a complimentary mortgage monitoring system that will check your mortgage information is against the latest rates. Whenever there is a refinancing option that can equate to real savings on your home mortgage loan, you [...]

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Common Reverse Mortgage Myths

August 21, 2008

Lots of people have been asking me about, and looking for information on, San Mateo reverse mortgage loans. I get a lot of questions about them so I thought that today I would counter a few misconceptions about them.

1. With a San Mateo reverse mortgage, the lender will own my home.

This is absolutely false. [...]

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The Big MAC…and Just As Delicious!

August 18, 2008

 

The San Mateo Mortgage Blog is proud to announce the launch of the Mortgage Adoption Center or the MAC for short. The Mortgage Adoption Center is for anybody that feels they have been abandoned by their lender, loan originator, Mortgage Broker or the endless amount of names that you may classify as simply, [...]

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